Need an appraisal in Provo or Utah County?

See the top 7 reasons why UT homeowners use Elite Appraisal Service:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a UT property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Need help determining the price of your home in or near Provo, UT?
Contact Elite Appraisal Service.

We at Elite Appraisal Service understand the special needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Elite Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping folks just like you get rid of unnecessary PMI insurance.

Challenge Utah county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other properties close by. This only means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Elite Appraisal Service is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Elite Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for precision or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Elite Appraisal Service offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Elite Appraisal Service can help you with that. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.